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MINNEAPOLIS, April 2 (UPI) — Fair Isaac, a credit-rating firm with headquarters in Minneapolis, will cut 420 jobs through layoffs and by jettisoning certain units, the firm announced.  The reduction amounts to 14 percent of the workforce at Fair Isaac, known for its FICO credit score, the St. Paul Pioneer Press reported Wednesday. The company will close or consolidate about a dozen offices around the world, with operations in San Diego expected to be hit hardest, the newspaper said.  “We will produce a smaller yet more profitable Fair Isaac,” Chief Executive Officer Mark Greene said.